Consumer Financing Options

Access Equipment and Financing, LLC


Register with Access to offer your retail customers financing toward the purchase of a new ATV or dirt bike.


There are several ways to apply for financing today. To qualify, make sure you meet the following three requirements below:

1. Available for new and used purchases over $1,500.

2. You must own your own home.

3. You must live in one of the following states: IN, KY, OH, PA, TX, WV. If your state is not listed, we cannot offer financing to you.

Apply now with our secure application.

Our application is also available as a PDF file.

Additional Info

Calculated with monthly payments based on 12, 24, 36, and 48 months. Payments start 30 days after signing the contract. Interest rate is fixed for the term of the loan. Interest starts at the time the contract is signed. No pre-payment penalty. Credit scores above 660 only need to apply. Must be able to put 30% down in some cases. Straight financing with rates starting at 11.99% with approved credit (WAC). "0 Down" programs with rates starting at 12.99% (WAC).

Southeast Financial Credit Union


Have your customers reivew the terms below before applying.


Not a member? Not a problem.

We'll help you get signed up before closing.

Our gimmick-free guarantee:

Rates are based on credit history. Decisions are based on credit history, existing expenses and income.

NO Application Fee

NO Prepayment Penalty

NO Model Year Restrictions

NO Mileage Restrictions

NO Rate Bump for Private Sales

We're here to help.

Monday through Friday

7:00 AM to 6:00 PM CST



Get your motor running with the best deal on two wheels (or four)!

Don't just take our word for it. Shop around and compare. We have great low rates whether you're buying new, buying used, or refinancing the bike you already own.

Right now our rates are as low as:

1.00% APR for 1 year

1.50% APR for 2 years

2.00% APR for 3 years

2.50% APR for 4 or 5 years

Apply Now with Southeast Financial Credit Union